Florida Healthy Kid Health Insurance

Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. Conventional theory also holds that any additional health care that people purchase when they are insured is of such low value that it is not worth the costs of providing it. As a result, economists have promoted policies, such as cost sharing and managed care, to reduce consumption of this "low-value" care. This book presents a new theory of consumer demand for heath insurance. It holds that people purchase insurance to obtain additional "income" when they become ill. In effect, insurance companies take the premiums paid by those who remain relatively healthy and transfer them to those who come down with a serious disease. This additional income often allows sick persons to obtain medical care that they may not otherwise be able to afford. The value of health insurance, therefore, stems largely from the value of the additional health care that insurance makes possible, and has little, if anything, to do with preferences for certainty. Because its value lies largely in providing access to necessary health care, health insurance is held to be much more valuable under the new theory than the old. The new theory also implies that cost sharing and managed care -- central health policies of the last 30 years -- were largely directed at solving problems that did not exist. Because these policies either reduced the "income" transferred to ill persons or limited access to additional health care, they may have done more harm than good. The new theory suggests that insurancecoverage should be extended to the uninsured. It also provides a solid theoretical justification for implementing some form of national health insurance. The new theory emphasizes three constraints.

"I've worked side by side with Dr. Pescatore for many years. In this book which I heartily recommend Dr. Pescatore teaches you how to bring health and nutrition to the next generation." Robert C. Atkins, M.D., author of the multimillion copy bestseller Dr. Atkins' New Diet Revolution. ""Feed Your Kids Well" offers a sensible approach to the difficult problem of childhood obesity and many other children's health problems. Dr. Pescatore provides parents with excellent strategies for dealing with their children in a positive, sensitive way." Carol Colman, coauthor of the New York Times bestseller The Melatonin Miracle. ""Feed Your Kids Well" is an excellent book that explains the importance of a well-balanced diet. It exposes the dangers associated with high-sugar foods and reveals the true cause of childhood obesity." Joyce and Gene Daoust, authors of 40-30-30 Fat Burning Nutrition. "I helped nutritionally vet Adelle Davis's book, Let's Have Healthy Children. In my opinion, Feed Your Kids Well replaces that important work." Fran Gare, nutrition expert, CBS-TV. Today, one-third of North American children and teenagers are overweight. And despite decades of medical and scientific breakthroughs, the percentage of children with health problems today is the highest in history. "Feed Your Kids Well" will be a revelation for millions of worried parents. Dr. Fred Pescatore, who was overweight and asthmatic as a child, brings an empathetic and hopeful tone to this groundbreaking guide to achieving optimum nutrition, ideal health, and self-confidence. Building on the low-carbohydrate principles of the hugely popular Dr. Atkins' New DietRevolution which has helped millions of adults lose weight permanently Dr. Pescatore applies the Atkins Center's proven nutritional program to children and teenagers.